Debt Settlement Press, News, Personal Finance Resources, Links
About Square Settlements
Square Settlements , LLC is an innovative, debt settlement company founded to help people
regain control of their personal finances. Offering back-end
support to affiliate offices across the country, Square
One provides superior customer care and debt negotiation
services. With 15+ years of debt remedy experience,
an adherence to a stringent code of business conduct
and ethics, and standards that surpass current local,
state and federal government regulations, Square Settlements
is a debt settlement industry leader.
Media Contact:
David Prince
David@squaresettlements.com
877-874-1236
DEBT SETTLEMENT NEWS
Consumer Watchdog Accused of Running 'Pay for Play' Scheme With Grading System - The Better Business Bureau, one of the country's best known consumer watchdog groups, is being accused by business owners of running a "pay for play" scheme in which A plus ratings are awarded to those who pay membership fees, and F ratings used to punish those who don't.
The Truth About Credit Card Debt Settlement (Part 1) - This article is the first of a three-part series about debt settlement.
Credit Scores - What You Need to Know - NYTimes.com - You may not have checked your credit score lately, but theres a good chance someone else has.
Regulators Nix Credit Card Debt Forgiveness Plan - Federal bank regulators have rejected a request by banks and consumer advocates for a program to let lenders forgive huge portions of credit card debt.
Credit Card Rates Hustle Higher - Even as the Federal Reserve has cut interest rates, financial institutions have sharply raised rates for credit card customers - even those who pay on time - as they grapple with losses from other bad consumer loans.
Between Unruly Debt and Bankruptcy, a Settlement Solution - ...issue of debt settlement. This differs from credit counseling and debt management plans (DMPs) in that debtors pay creditors a negotiated percentage, rather than the full amount, of their debts.
DEBT SETTLEMENT PERSONAL FINANCE RESOURCES
AnnualCreditReport.com
This site "allows you to request a free credit file disclosure,
commonly called a credit report, once every 12 months from each of the
nationwide consumer credit reporting companies: Equifax, Experian and
TransUnion." Includes a FAQ. Sponsored by Equifax, Experian, and
TransUnion.
Understanding Your FICO Score
"This booklet provides a thorough description of credit scoring,
including ways credit scoring can help you, the relationship between
your credit report and your credit score, what a FICO score considers,
and interpreting your score." Details about what a FICO score considers
include payment history, amounts owed, length of credit history, new
credit, and types of credit in use. Opens directly into a PDF document.
From Fair Isaac Corporation, creator of the FICO score.
Build a Killer Credit Score in 2008
This January 2008 article discusses changes in the calculation of credit
scores by Fair Isaac, the company that created the FICO credit score.
Changes listed include how applying for new credit accounts may hurt
your score less, and how having high credit card balances could hurt
more. Also includes suggestions for increasing your credit score. The
article notes that FICO 08 may not be in widespread use for some time.
From MSN.
Your Credit Score: How It All Adds Up
Consumer fact sheet on credit scoring, "a grading system that adds
or subtracts points based on select data in your credit report. ... Your
final grade -- your credit score -- is said to measure how likely it
is that you will repay a loan." Discusses factors used to determine
credit scores (such as payment history and amount owed), ordering credit
reports, and tips for improving your score. From the Privacy Rights Clearinghouse.
Your Credit Scores
Questions and answers about credit scores, "number[s] that help
lenders and others predict how likely you are to make your credit payments
on time." Uses the FICO (Fair Isaac Corporation) score system to
show the factors affecting a credit score, such as payment history. Includes
examples of actions you can take to boost scores, and contacts for credit
reporting agencies. From the Consumer Federation of America and the Fair
Isaac Corporation.
Facts for Consumers: Credit Scoring
Fact sheet on credit scoring, "a system creditors use to help determine
whether to give you credit." Discusses the credit scoring model,
what individuals can do to improve their credit score, the reliability
of the credit scoring system, what happens if you are denied credit,
and how to file a complaint. From the Federal Trade Commission.
