Settlement Offers: Square Settlements
The settlement letters posted are real life examples of consumers who successfully completed the Square Settlements Program. Each letter represents a different consumer, with a unique debt situation. Not all creditors will negotiate and these results may not be typical of every situation including those consumers who do not complete our program. To find out if our program can help you, please contact us.
| OCTOBER 2010 SETTLEMENT OFFERS | |||||
| Creditor | Balance | Settlement Amount | Amount Saved | Settlement Percent | Percent Saved |
| American Express | 9,011.52 | 3,605.00 | $5,406.52 | 60.00% | 40.00% |
| American Express | 817.97 | 409.00 | $408.97 | 50.00% | 50.00% |
| American Express | 5,041.53 | 2,319.10 | $2,722.43 | 54.00% | 46.00% |
| American Express | 2,518.17 | 1,259.08 | $1,259.09 | 50.00% | 50.00% |
| American Express | 1,630.73 | 800.00 | $830.73 | 50.94% | 49.06% |
| American Express | 5,943.21 | 2,258.42 | $3,684.79 | 62.00% | 38.00% |
| American Express | 4,426.13 | 1,170.00 | $3,256.13 | 73.57% | 26.43% |
| Argent Holdings, LLC/HSBC-Best Buy | 2,956.53 | 1,773.92 | $1,182.61 | 40.00% | 60.00% |
| Asset Recovery Solutions | 1,208.05 | 931.02 | $277.03 | 22.93% | 77.07% |
| Bank of America | 3,912.12 | 2,058.00 | $1,854.12 | 47.39% | 52.61% |
| Bank of America | 3,852.86 | 1,550.00 | $2,302.86 | 59.77% | 40.23% |
| Bank of America | 5,281.98 | 1,584.60 | $3,697.38 | 70.00% | 30.00% |
| Bank of America | 14,293.03 | 4,800.00 | $9,493.03 | 66.42% | 33.58% |
| Bank of America | 7,184.25 | 2,390.00 | $4,794.25 | 66.73% | 33.27% |
| Bank of America | 9,247.26 | 925.00 | $8,322.26 | 90.00% | 10.00% |
| Bank of America | 8,196.28 | 2,460.00 | $5,736.28 | 69.99% | 30.01% |
| Bank of America | 7,410.80 | 2,224.00 | $5,186.80 | 69.99% | 30.01% |
| Bank of America | 6,707.15 | 1,500.00 | $5,207.15 | 77.64% | 22.36% |
| Bank of America | 23,783.11 | 5,000.00 | $18,783.11 | 78.98% | 21.02% |
| Bank of America | 2,213.34 | 890.00 | $1,323.34 | 59.79% | 40.21% |
| Bank of America | 8,408.79 | 4,260.00 | $4,148.79 | 49.34% | 50.66% |
| Bank of America | 8,190.09 | 2,100.00 | $6,090.09 | 74.36% | 25.64% |
| Bank of America | 8,826.06 | 1,770.00 | $7,056.06 | 79.95% | 20.05% |
| Bank of America | 10,079.80 | 5,039.30 | $5,040.50 | 50.01% | 49.99% |
| Bank of America | 10,927.47 | 2,200.00 | $8,727.47 | 79.87% | 20.13% |
| Bank of America | 6,792.03 | 1,666.03 | $5,126.00 | 75.47% | 24.53% |
| Bank of America | 3,487.46 | 1,395.00 | $2,092.46 | 60.00% | 40.00% |
| Barclays Bank Delaware/Travelocity | 7,880.38 | 3,546.00 | $4,334.38 | 55.00% | 45.00% |
| Barclays Bank Delaware | 14,909.29 | 5,218.25 | $9,691.04 | 65.00% | 35.00% |
| Barclays Bank Delaware | 961.01 | 400.00 | $561.01 | 58.38% | 41.62% |
| Cabela's Club Visa | 8,395.89 | 3,000.00 | $5,395.89 | 64.27% | 35.73% |
| CACH, LLC | 9,190.96 | 2,109.00 | $7,081.96 | 77.05% | 22.95% |
| Capital One | 2,453.34 | 1,225.00 | $1,228.34 | 50.07% | 49.93% |
| Capital One | 2,311.08 | 1,136.90 | $1,174.18 | 50.81% | 49.19% |
| Capital One | 4,382.82 | 3,500.00 | $882.82 | 20.14% | 79.86% |
| Capital One | 2,907.34 | 2,023.54 | $883.80 | 30.40% | 69.60% |
| Capital One services LLC | 2,330.55 | 1,166.52 | $1,164.03 | 49.95% | 50.05% |
| Capital One Bank | 4,217.67 | 3,000.00 | $1,217.67 | 28.87% | 71.13% |
| Capital One Bank | 2,198.54 | 989.35 | $1,209.19 | 55.00% | 45.00% |
| Capital One Bank | 6,293.72 | 3,133.05 | $3,160.67 | 50.22% | 49.78% |
| Capital One Bank | 6,252.43 | 3,115.58 | $3,136.85 | 50.17% | 49.83% |
| Capital One Bank | 5,295.80 | 2,300.00 | $2,995.80 | 56.57% | 43.43% |
| Capital One Bank | 8,951.74 | 1,372.12 | $7,579.62 | 84.67% | 15.33% |
| Capital One Bank | 2,036.96 | 916.00 | $1,120.96 | 55.03% | 44.97% |
| Capital One Bank | 5,989.69 | 2,400.00 | $3,589.69 | 59.93% | 40.07% |
| Capital One Bank | 1,090.41 | 490.00 | $600.41 | 55.06% | 44.94% |
| Capital One Bank | 7,784.77 | 3,876.21 | $3,908.56 | 50.21% | 49.79% |
| Capital One Bank | 1,384.74 | 689.34 | $695.40 | 50.22% | 49.78% |
| Capital One Bank (USA), N.A, | 17,264.24 | 8,632.12 | $8,632.12 | 50.00% | 50.00% |
| Capital One Bank (USA), N.A, | 2,729.41 | ||||
| Capital One Bank (USA), N.A, | 7,937.43 | 1,588.00 | $6,349.43 | 79.99% | 20.01% |
| Capital One National Assoc. | 3,128.58 | 1,250.01 | $1,878.57 | 60.05% | 39.95% |
| Capital One National Assoc. | 13,812.83 | 3,500.00 | $10,312.83 | 74.66% | 25.34% |
| Chase Bank USA, N.A. | 8,499.65 | 4,249.90 | $4,249.75 | 50.00% | 50.00% |
| Chase Bank USA, N.A. | 17,779.18 | 6,225.00 | $11,554.18 | 64.99% | 35.01% |
| Chase Bank USA, N.A. | 3,585.60 | 888.38 | $2,697.22 | 75.22% | 24.78% |
| Chase Bank USA, N.A. | 6,964.39 | 1,910.00 | $5,054.39 | 72.57% | 27.43% |
| Chase Bank USA, N.A. | 3,075.94 | 1,230.38 | $1,845.56 | 60.00% | 40.00% |
| EAF WAMU CHASE | 5,991.17 | 2,098.00 | $3,893.17 | 64.98% | 35.02% |
| Chase Bank USA, N.A. | 15,495.16 | 12,396.80 | $3,098.36 | 20.00% | 80.00% |
| Chase Bank USA, N.A. | 7,638.00 | 3,819.00 | $3,819.00 | 50.00% | 50.00% |
| Chase Bank USA, N.A. | 8,840.13 | 6,188.00 | $2,652.13 | 30.00% | 70.00% |
| Chase Bank USA, N.A. | 3,616.77 | 1,500.00 | $2,116.77 | 58.53% | 41.47% |
| Chase Bank USA, N.A. | 1,372.63 | 686.31 | $686.32 | 50.00% | 50.00% |
| Chase Bank USA, N.A. | 5,732.63 | 2,006.42 | $3,726.21 | 65.00% | 35.00% |
| Chase Bank USA, N.A. | 4,982.47 | 1,993.00 | $2,989.47 | 60.00% | 40.00% |
| Chase Bank USA, N.A. | 13,709.44 | 2,195.00 | $11,514.44 | 83.99% | 16.01% |
| Chase Bank USA, N.A. | 14,321.79 | 7,160.50 | $7,161.29 | 50.00% | 50.00% |
| Chase Bank USA, N.A. | 1,191.18 | 595.59 | $595.59 | 50.00% | 50.00% |
| Chase Bank USA, N.A. | 5,732.62 | 2,006.42 | $3,726.20 | 65.00% | 35.00% |
| Chase | 11,452.52 | 5,727.00 | $5,725.52 | 49.99% | 50.01% |
| Chase Bank | 6,067.72 | 1,820.00 | $4,247.72 | 70.01% | 29.99% |
| Chase Bank | 2,361.55 | 958.62 | $1,402.93 | 59.41% | 40.59% |
| Citibank (South Dakota) N.A. | 22,373.50 | 7,795.73 | $14,577.77 | 65.16% | 34.84% |
| Citibank (South Dakota) N.A. | 2,054.92 | 1,440.00 | $614.92 | 29.92% | 70.08% |
| Citibank (South Dakota) N.A. | 2,093.38 | 1,273.00 | $820.38 | 39.19% | 60.81% |
| Citibank (South Dakota) N.A. | 2,236.66 | 1,118.33 | $1,118.33 | 50.00% | 50.00% |
| Citibank (South Dakota) N.A. | 15,512.70 | 6,000.00 | $9,512.70 | 61.32% | 38.68% |
| Citibank (South Dakota) N.A. | 5,834.38 | 2,917.19 | $2,917.19 | 50.00% | 50.00% |
| Citibank (South Dakota) N.A. | 869.86 | 478.42 | $391.44 | 45.00% | 55.00% |
| Citibank (South Dakota) N.A. | 15,605.85 | 6,000.00 | $9,605.85 | 61.55% | 38.45% |
| Citibank (South Dakota) N.A. | 4,870.22 | 2,700.00 | $2,170.22 | 44.56% | 55.44% |
| Citibank (South Dakota) N.A. | 1,508.64 | 760.00 | $748.64 | 49.62% | 50.38% |
| Citibank (South Dakota) N.A. | 1,155.29 | 577.65 | $577.64 | 50.00% | 50.00% |
| Citibank (South Dakota) N.A. | 8,872.93 | 4,436.46 | $4,436.47 | 50.00% | 50.00% |
| Citibank (South Dakota) N.A. | 5,069.41 | 3,400.00 | $1,669.41 | 32.93% | 67.07% |
| Citibank (South Dakota) N.A. | 5,171.43 | 2,935.49 | $2,235.94 | 43.24% | 56.76% |
| Citibank (South Dakota) N.A. | 5,549.29 | 1,942.30 | $3,606.99 | 65.00% | 35.00% |
| Citibank (South Dakota) N.A. | 7,501.75 | 4,000.00 | $3,501.75 | 46.68% | 53.32% |
| Citibank (South Dakota) N.A. | 15,592.05 | 6,000.00 | $9,592.05 | 61.52% | 38.48% |
| Citibank (South Dakota) N.A. | 5,549.29 | 1,942.30 | $3,606.99 | 65.00% | 35.00% |
| Citibank (South Dakota) N.A. | 3,550.00 | 1,775.00 | $1,775.00 | 50.00% | 50.00% |
| Citibank (South Dakota) N.A. | 6,438.34 | 4,500.00 | $1,938.34 | 30.11% | 69.89% |
| Citibank | 18,497.87 | 8,324.04 | $10,173.83 | 55.00% | 45.00% |
| Citibank | 972.73 | 437.73 | $535.00 | 55.00% | 45.00% |
| Citibank | 6,474.56 | 3,400.00 | $3,074.56 | 47.49% | 52.51% |
| Citibank | 37,310.73 | 15,000.00 | $22,310.73 | 59.80% | 40.20% |
| Citibank (South Dakota) N.A. v. Opren P. Sapla | 6,947.04 | 4,000.00 | $2,947.04 | 42.42% | 57.58% |
| Citibank (South Dakota)/Mastercard | 7,858.25 | 4,007.63 | $3,850.62 | 49.00% | 51.00% |
| Citibank (South Dakota)/Mastercard | 13,008.72 | 6,800.00 | $6,208.72 | 47.73% | 52.27% |
| Citibank (South Dakota) N.A./Sears Gold Mastercard | 9,357.21 | 3,275.02 | $6,082.19 | 65.00% | 35.00% |
| Discover | 4,661.31 | 3,730.00 | $931.31 | 19.98% | 80.02% |
| Discover | 8,684.02 | 5,650.00 | $3,034.02 | 34.94% | 65.06% |
| Discover | 10,025.02 | 8,021.00 | $2,004.02 | 19.99% | 80.01% |
| Discover Bank | 12,413.87 | 7,000.00 | $5,413.87 | 43.61% | 56.39% |
| Discover Financial Services | 3,238.94 | 1,458.00 | $1,780.94 | 54.99% | 45.01% |
| Discover Financial Services | 11,521.33 | 3,000.00 | $8,521.33 | 73.96% | 26.04% |
| Discover Financial Services | 7,922.07 | 3,168.83 | $4,753.24 | 60.00% | 40.00% |
| Discover Card | 4,249.51 | 2,300.00 | $1,949.51 | 45.88% | 54.12% |
| Discover Card | 9,540.43 | 5,247.24 | $4,293.19 | 45.00% | 55.00% |
| Discover Bank | 3,652.15 | 2,700.00 | $952.15 | 26.07% | 73.93% |
| Discover Bank | 7,842.69 | 5,550.00 | $2,292.69 | 29.23% | 70.77% |
| Discover Bank | 5,577.56 | 3,477.00 | $2,100.56 | 37.66% | 62.34% |
| Discover Bank | 4,206.16 | 3,500.00 | $706.16 | 16.79% | 83.21% |
| Discover Bank | 7,301.11 | 2,844.00 | $4,457.11 | 61.05% | 38.95% |
| Bank of America | 6,792.03 | 1,666.03 | $5,126.00 | 75.47% | 24.53% |
| Equable Ascent | 6,354.28 | 2,000.00 | $4,354.28 | 68.53% | 31.47% |
| FIA Credit Card Services aka Bank of America and Dellorusso, Steven G | 24,180.32 | 7,255.00 | $16,925.32 | 70.00% | 30.00% |
| FIA Card Services, N.A. aka Bank of America and Thao, Chue | 25,650.78 | 7,700.00 | $17,950.78 | 69.98% | 30.02% |
| FIA Credit Card aka Bank of America and Ortiz, Maria | 7,312.15 | 3,300.00 | $4,012.15 | 54.87% | 45.13% |
| FIA Card Services, N.A. | 35,356.26 | 17,004.00 | $18,352.26 | 51.91% | 48.09% |
| FIA Card Services, N.A. | 7,359.10 | 3,090.82 | $4,268.28 | 58.00% | 42.00% |
| FIA Card Services, N.A. | 24,535.70 | 5,100.00 | $19,435.70 | 79.21% | 20.79% |
| FIA Card Services, N.A. | 13,115.48 | 5,300.00 | $7,815.48 | 59.59% | 40.41% |
| FIA Card Services, N.A. | 3,019.24 | 1,247.70 | $1,771.54 | 58.68% | 41.32% |
| FIA Card Services, N.A./MBNA | 11,927.86 | 4,174.75 | $7,753.11 | 65.00% | 35.00% |
| FIA Card Services, N.A./Bank of America, N.A. | 3,019.24 | 1,247.70 | $1,771.54 | 58.68% | 41.32% |
| FIA Card Services | 3,373.70 | 1,190.00 | $2,183.70 | 64.73% | 35.27% |
| FNB Omaha | 3,921.02 | 1,411.92 | $2,509.10 | 63.99% | 36.01% |
| Fifth Third Bank | 9,080.06 | 2,724.00 | $6,356.06 | 70.00% | 30.00% |
| Palisades Collection/AT&T | 405.12 | 243.07 | $162.05 | 40.00% | 60.00% |
| GE Money | 3,794.31 | 1,517.73 | $2,276.58 | 60.00% | 40.00% |
| GE Money | 1,875.51 | 750.21 | $1,125.30 | 60.00% | 40.00% |
| GE Money | 1,436.65 | 720.00 | $716.65 | 49.88% | 50.12% |
| GE Money | 1,112.17 | 557.00 | $555.17 | 49.92% | 50.08% |
| GE Money Bank | 8,783.53 | 6,587.65 | $2,195.88 | 25.00% | 75.00% |
| GE Money Bank | 8,708.99 | 3,500.00 | $5,208.99 | 59.81% | 40.19% |
| GE Money Bank | 2,087.37 | 1,000.00 | $1,087.37 | 52.09% | 47.91% |
| GE Money Bank | 1,171.27 | 586.00 | $585.27 | 49.97% | 50.03% |
| GE Money Bank | 2,284.48 | 914.00 | $1,370.48 | 59.99% | 40.01% |
| GE Money Bank | 2,371.30 | 1,067.00 | $1,304.30 | 55.00% | 45.00% |
| GE Money Bank | 2,516.04 | 1,100.00 | $1,416.04 | 56.28% | 43.72% |
| GE Money Bank | 1,345.60 | 550.00 | $795.60 | 59.13% | 40.87% |
| GE Money Bank | 3,965.69 | 1,982.85 | $1,982.84 | 50.00% | 50.00% |
| GE Money Bank | 803.74 | 362.00 | $441.74 | 54.96% | 45.04% |
| GECC Momogram | 2,684.34 | 1,342.17 | $1,342.17 | 50.00% | 50.00% |
| Household Bank (SB), N.A vs Raymond R. Tamez Sr. | 1,634.82 | 735.00 | $899.82 | 55.04% | 44.96% |
| HSBC | 3,152.15 | 1,891.29 | $1,260.86 | 40.00% | 60.00% |
| HSBC | 16,678.53 | 8,228.26 | $8,450.27 | 50.67% | 49.33% |
| HSBC | 12,427.63 | 4,971.50 | $7,456.13 | 60.00% | 40.00% |
| HSBC Bank | 4,535.36 | 2,230.00 | $2,305.36 | 50.83% | 49.17% |
| HSBC Bank | 4,904.85 | 1,471.00 | $3,433.85 | 70.01% | 29.99% |
| HSBC Bank | 16,678.53 | 8,228.26 | $8,450.27 | 50.67% | 49.33% |
| HSBC Bank Nevada, N.A. | 1,054.29 | 514.66 | $539.63 | 51.18% | 48.82% |
| HSBC Bank Nevada, N.A. | 9,212.95 | 8,909.95 | $303.00 | 3.29% | 96.71% |
| HSBC Bank Nevada, N.A. | 1,030.13 | 550.00 | $480.13 | 46.61% | 53.39% |
| HSBC Bank Nevada, N.A. | 2,079.80 | 1,352.00 | $727.80 | 34.99% | 65.01% |
| HSBC Bank Nevada, N.A. FKA Household Bank | 7,833.50 | 2,710.00 | $5,123.50 | 65.40% | 34.60% |
| HSBC Bank Nevada, N.A. FKA Best Buy | 1,166.65 | 425.00 | $741.65 | 63.57% | 36.43% |
| HSBC Bank Nevada, N.A. and Kazuhisa Nomura | 4,687.01 | 2,812.21 | $1,874.80 | 40.00% | 60.00% |
| HSBC Bank Nevada, N.A./Household/Non Prime/HSBC Bank Nevada, N.A. | 903.69 | 430.00 | $473.69 | 52.42% | 47.58% |
| HSBC Card Services, Inc. | 9,824.64 | 4,300.00 | $5,524.64 | 56.23% | 43.77% |
| Icon Equities LLC/Target | 595.64 | 297.82 | $297.82 | 50.00% | 50.00% |
| JP Morgan Chase | 16,420.24 | 6,568.00 | $9,852.24 | 60.00% | 40.00% |
| JPMorgan Chase Bank, N.A. | 3,969.47 | 1,964.74 | $2,004.73 | 50.50% | 49.50% |
| LVNV Funding LLC | 27,058.46 | 10,800.00 | $16,258.46 | 60.09% | 39.91% |
| LVNV Funding LLC | 10,155.19 | 4,645.70 | $5,509.49 | 54.25% | 45.75% |
| LVNV Funding LLC | 936.83 | 421.57 | $515.26 | 55.00% | 45.00% |
| LVNV Funding LLC | 13,207.45 | 6,603.72 | $6,603.73 | 50.00% | 50.00% |
| Midland Funding LLC | 2,405.61 | 1,684.00 | $721.61 | 30.00% | 70.00% |
| National Bank of Omha | 3,613.62 | 1,100.00 | $2,513.62 | 69.56% | 30.44% |
| Onpoint Community Credit Union | 1,123.87 | 850.00 | $273.87 | 24.37% | 75.63% |
| PNC Bank | 15,401.85 | 5,400.00 | $10,001.85 | 64.94% | 35.06% |
| PNC Bank | 7,632.02 | 4,579.21 | $3,052.81 | 40.00% | 60.00% |
| PNC Bank, NA | 11,053.82 | 8,289.00 | $2,764.82 | 25.01% | 74.99% |
| PNC Bank, NA | 16,648.63 | 6,000.00 | $10,648.63 | 63.96% | 36.04% |
| PNC Bank, NA | 13,340.72 | 6,670.00 | $6,670.72 | 50.00% | 50.00% |
| Quiznos 4956 and PNC Bank | 9,341.59 | 4,671.00 | $4,670.59 | 50.00% | 50.00% |
| Premier Bankcard | 437.85 | 262.71 | $175.14 | 40.00% | 60.00% |
| Premier Bankcard | 385.00 | 192.99 | $192.01 | 49.87% | 50.13% |
| SEPTEMBER 2010 SETTLEMENT OFFERS | |||||
| Creditor | Balance | Settlement Amount | Amount Saved | Settlement Percent | Percent Saved |
| American Express | 6,710.39 | 2,358.00 | 4,352.39 | 64.86% | 35.14% |
| American Express | 13,599.76 | 7,888.00 | 5,711.76 | 42.00% | 58.00% |
| American Express | 11,292.63 | 5,700.00 | 5,592.63 | 49.52% | 50.48% |
| American Express | 568.03 | 300.00 | 268.03 | 47.19% | 52.81% |
| American Express | 1,440.13 | 570.00 | 870.13 | 60.42% | 39.58% |
| American Express | 7,137.29 | 2,200.00 | 4,937.29 | 69.18% | 30.82% |
| Bank of America | 8,144.02 | 3,300.00 | 4,844.02 | 59.48% | 40.52% |
| Bank of America | 8,047.83 | 2,800.00 | 5,247.83 | 65.21% | 34.79% |
| Bank of America | 12,306.79 | 4,310.00 | 7,996.79 | 64.98% | 35.02% |
| Bank of America | 1,696.00 | 600.00 | 1,096.00 | 64.62% | 35.38% |
| Bank of America | 18,558.27 | 3,712.00 | 14,846.27 | 80.00% | 20.00% |
| Bank of America | 6,636.96 | 2,126.00 | 4,510.96 | 67.97% | 32.03% |
| Bank of America | 1,696.00 | 600.00 | 1,096.00 | 64.62% | 35.38% |
| Bank of America | 26,479.80 | 5,834.00 | 20,645.80 | 77.97% | 22.03% |
| Bank of America | 3,691.95 | 1,200.00 | 2,491.95 | 67.50% | 32.50% |
| Bank of America | 26,941.91 | 4,100.00 | 22,841.91 | 84.78% | 15.22% |
| Bank of America | 7,139.81 | 2,500.00 | 4,639.81 | 64.99% | 35.01% |
| Bank of America | 2,852.04 | 1,000.00 | 1,852.04 | 64.94% | 35.06% |
| Bank of America | 7,777.92 | 2,334.00 | 5,443.92 | 69.99% | 30.01% |
| Bank of America | 10,560.96 | 3,169.98 | 7,390.98 | 69.98% | 30.02% |
| Bank of America | 17,242.83 | 3,000.00 | 14,242.83 | 82.60% | 17.40% |
| Bank of America | 3,177.50 | 2,015.00 | 1,162.50 | 36.59% | 63.41% |
| Bank of America | 5,959.00 | 2,000.00 | 3,959.00 | 66.44% | 33.56% |
| Bank of America | 9,247.26 | 925.00 | 8,322.26 | 90.00% | 10.00% |
| Chase | 13,816.49 | 6,909.00 | 6,907.49 | 49.99% | 50.01% |
| Chase | 2,361.94 | 1,181.00 | 1,180.94 | 50.00% | 50.00% |
| Chase | 3,555.26 | 1,778.00 | 1,777.26 | 49.99% | 50.01% |
| Chase | 4,109.27 | 1,650.00 | 2,459.27 | 59.85% | 40.15% |
| Chase | 7,244.29 | 4,930.00 | 2,314.29 | 31.95% | 68.05% |
| Chase | 3,184.98 | 1,500.00 | 1,684.98 | 52.90% | 47.10% |
| Chase | 11,532.75 | 5,190.00 | 6,342.75 | 55.00% | 45.00% |
| Chase | 5,536.55 | 2,769.00 | 2,767.55 | 49.99% | 50.01% |
| Chase | 5,974.70 | 2,988.00 | 2,986.70 | 49.99% | 50.01% |
| Chase | 10,226.51 | 5,600.00 | 4,626.51 | 45.24% | 54.76% |
| Chase | 12,454.07 | 6,227.04 | 6,227.03 | 50.00% | 50.00% |
| Chase | 10,086.63 | 3,608.60 | 6,478.03 | 64.22% | 35.78% |
| Chase Bank | 1,521.84 | 800.00 | 721.84 | 47.43% | 52.57% |
| Chase/Washington Mutual | 10,797.63 | 5,319.00 | 5,478.63 | 50.74% | 49.26% |
| Chase Manhattan Bank | 9,445.00 | 1,984.00 | 7,461.00 | 78.99% | 21.01% |
| Chase Bank USA, N.A. | 2,494.36 | 1,000.00 | 1,494.36 | 59.91% | 40.09% |
| Chase Bank USA, N.A. | 4,371.69 | 2,185.84 | 2,185.85 | 50.00% | 50.00% |
| Chase Bank USA, N.A. | 2,884.04 | 1,010.00 | 1,874.04 | 64.98% | 35.02% |
| Chase Bank USA, N.A. | 10,436.64 | 5,323.00 | 5,113.64 | 49.00% | 51.00% |
| Chase Bank USA, N.A. | 2,568.94 | 1,040.00 | 1,528.94 | 59.52% | 40.48% |
| Chase Bank USA, N.A. | 2,358.82 | 1,036.00 | 1,322.82 | 56.08% | 43.92% |
| Chase Bank USA, N.A. | 20,162.05 | 8,000.00 | 12,162.05 | 60.32% | 39.68% |
| Chase Bank USA, N.A. | 6,911.34 | 2,764.54 | 4,146.80 | 60.00% | 40.00% |
| Chase Bank USA, N.A. | 7,005.64 | 3,505.00 | 3,500.64 | 49.97% | 50.03% |
| Chase Bank USA, N.A. | 11,361.38 | 6,000.00 | 5,361.38 | 47.19% | 52.81% |
| Chase Bank USA, N.A. | 8,880.53 | 3,535.00 | 5,345.53 | 60.19% | 39.81% |
| Chase Bank USA, N.A. | 9,479.52 | 3,391.40 | 6,088.12 | 64.22% | 35.78% |
| Chase Bank USA, N.A. | 5,047.36 | 2,000.00 | 3,047.36 | 60.38% | 39.62% |
| Chase Bank USA, N.A. | 3,900.40 | 1,563.00 | 2,337.40 | 59.93% | 40.07% |
| Chase Bank USA, N.A. | 1,456.73 | 729.00 | 727.73 | 49.96% | 50.04% |
| Chase Manhattan Bank | 16,761.43 | 3,185.00 | 13,576.43 | 81.00% | 19.00% |
| Chase Manhattan Bank | 7,166.55 | 1,791.64 | 5,374.91 | 75.00% | 25.00% |
| Citibank | 3,331.35 | 1,165.97 | 2,165.38 | 65.00% | 35.00% |
| Citibank (South Dakota), N.A. | 15,447.15 | 6,000.00 | 9,447.15 | 61.16% | 38.84% |
| Citibank (South Dakota), N.A./Citi Mastercard | 19,726.02 | 3,950.00 | 15,776.02 | 79.98% | 20.02% |
| Citibank (South Dakota), N.A./Citi Mastercard | 12,270.27 | 4,908.00 | 7,362.27 | 60.00% | 40.00% |
| Discover | 7,547.51 | 2,265.00 | 5,282.51 | 69.99% | 30.01% |
| Discover | 9,436.55 | 3,210.00 | 6,226.55 | 65.98% | 34.02% |
| Discover | 9,136.53 | 6,800.00 | 2,336.53 | 25.57% | 74.43% |
| Discover | 3,083.07 | 2,472.00 | 611.07 | 19.82% | 80.18% |
| Discover Bank | 10,817.18 | 5,410.00 | 5,407.18 | 49.99% | 50.01% |
| Discover Bank | 5,577.56 | 3,477.00 | 2,100.56 | 37.66% | 62.34% |
| Discover Bank | 7,115.13 | ||||
| GE Money Bank | 4,000.00 | 1,000.00 | 3,000.00 | 75.00% | 25.00% |
| GE Money Bank | 2,357.11 | 1,177.91 | 1,179.20 | 50.03% | 49.97% |
| GE Money Bank | 1,885.39 | 1,200.00 | 685.39 | 36.35% | 63.65% |
| GE Money Bank, F.S.B. | 4,151.10 | 2,036.00 | 2,115.10 | 50.95% | 49.05% |
| GE Money Bank/Lowes | 6,921.07 | 3,460.50 | 3,460.57 | 50.00% | 50.00% |
| GE | 871.63 | 436.00 | 435.63 | 49.98% | 50.02% |
| GE | 6,145.81 | 3,073.00 | 3,072.81 | 50.00% | 50.00% |
| GE | 3,432.31 | 1,202.00 | 2,230.31 | 64.98% | 35.02% |
| GE | 683.42 | 513.00 | 170.42 | 24.94% | 75.06% |
| GE Money | 1,703.83 | 852.00 | 851.83 | 50.00% | 50.00% |
| FIA Card Services | 12,514.00 | 5,631.00 | 6,883.00 | 55.00% | 45.00% |
| FIA Card Services | 3,373.70 | 1,190.00 | 2,183.70 | 64.73% | 35.27% |
| FIA Card Services | 4,981.19 | 1,494.35 | 3,486.84 | 70.00% | 30.00% |
| FIA Card Services | 9,727.49 | 4,863.50 | 4,863.99 | 50.00% | 50.00% |
| FIA Card Services | 4,068.56 | 1,900.00 | 2,168.56 | 53.30% | 46.70% |
| FIA Card Services | 3,163.23 | 1,582.00 | 1,581.23 | 49.99% | 50.01% |
| FIA Card Services, N.A./Bank of America/MBNA | 14,968.41 | 7,500.00 | 7,468.41 | 49.89% | 50.11% |
| FIA Card Services, N.A. | 4,533.00 | 2,100.00 | 2,433.00 | 53.67% | 46.33% |
| Capital One Bank (USA), N.A. | 6,601.00 | 2,200.34 | 4,400.66 | 66.67% | 33.33% |
| Capital One Bank (USA), N.A. | 3,862.11 | 2,704.00 | 1,158.11 | 29.99% | 70.01% |
| Capital One Bank (USA), N.A. | 2,274.56 | 1,820.00 | 454.56 | 19.98% | 80.02% |
| Capital One Bank | 3,653.30 | 2,175.49 | 1,477.81 | 40.45% | 59.55% |
| HSBC Bank Nevada Nat'l. Assoc. | 2,666.72 | 920.38 | 1,746.34 | 65.49% | 34.51% |
| HSBC Bank Nevada Nat'l. Assoc. | 2,264.52 | 1,200.00 | 1,064.52 | 47.01% | 52.99% |
| PNC Bank, NA | 17,159.46 | 6,863.78 | 10,295.68 | 60.00% | 40.00% |
| BMW Bank | 17,094.78 | 4,300.00 | 12,794.78 | 74.85% | 25.15% |
| RBS Card Services | 8,429.85 | 4,000.00 | 4,429.85 | 52.55% | 47.45% |
| Target National Bank | 1,863.04 | 1,000.00 | 863.04 | 46.32% | 53.68% |
| Target National Bank | 867.69 | 478.00 | 389.69 | 44.91% | 55.09% |
| Icon Equities LLC/Target | 1,632.02 | 571.20 | 1,060.82 | 65.00% | 35.00% |
| Kohl's | 935.18 | 750.00 | 185.18 | 19.80% | 80.20% |
| Washington Mutual Bank | 5,440.38 | 2,448.18 | 2,992.20 | 55.00% | 45.00% |
| AUGUST 2010 SETTLEMENT OFFERS | |||||
| Creditor | Balance | Settlement Amount | Amount Saved | Settlement Percent | Percent Saved |
| HSBC | $1,541.89 | $770.95 | $770.94 | 50.00% | 50.00% |
| American Express | $11,583.65 | $4,700.00 | $6,883.65 | 59.43% | 40.57% |
| American Express1 | $1,885.84 | $960.00 | $925.84 | 49.09% | 50.91% |
| American Express2 | $770.36 | $309.00 | $461.36 | 59.89% | 40.11% |
| Bank of America | $7,618.31 | $2,043.97 | $5,574.34 | 73.17% | 26.83% |
| Bank of America | $4,679.24 | $1,500.00 | $3,179.24 | 67.94% | 32.06% |
| Bank of America | $3,454.69 | $1,210.00 | $2,244.69 | 64.98% | 35.02% |
| Barclaycard US | $1,403.66 | $420.00 | $983.66 | 70.08% | 29.92% |
| Capital One Services | $5,195.61 | $2,597.80 | $2,597.81 | 50.00% | 50.00% |
| Chase Bank USA | $8,728.11 | $3,100.00 | $5,628.11 | 64.48% | 35.52% |
| Chase Bank USA | $2,317.89 | $1,158.96 | $1,158.93 | 50.00% | 50.00% |
| Chase Bank USA | $3,972.00 | $1,400.00 | $2,572.00 | 64.75% | 35.25% |
| Chase Bank USA | $2,317.89 | $1,158.96 | $1,158.93 | 50.00% | 50.00% |
| Citibank (South Dakota) | $1,299.07 | $454.07 | $845.00 | 65.05% | 34.95% |
| Citibank (South Dakota) | $2,296.67 | $804.00 | $1,492.67 | 64.99% | 35.01% |
| Citibank | $4,050.87 | $1,418.00 | $2,632.87 | 65.00% | 35.00% |
| Discover | $12,858.17 | $6,429.06 | $6,429.11 | 50.00% | 50.00% |
| FIA Card Services | $30,397.74 | $12,159.10 | $18,238.64 | 60.00% | 40.00% |
| FIA Card Services | $8,775.85 | $3,511.00 | $5,264.85 | 59.99% | 40.01% |
| GE Money Bank | $1,703.86 | $851.93 | $851.93 | 50.00% | 50.00% |
| Nordstrom FSB-Visa | $2,246.64 | $1,125.00 | $1,121.64 | 49.93% | 50.07% |
| Steinmart Platinum | $2,494.48 | $1,497.00 | $997.48 | 39.99% | 60.01% |
| World Financial Network | $1,429.02 | $643.06 | $785.96 | 55.00% | 45.00% |
| JULY 2010 SETTLEMENT OFFERS | |||||
| Creditor | Balance | Settlement Amount | Amount Saved | Settlement Percent | Percent Saved |
| American Express | 4,991.79 | $1,747.12 | $3,244.67 | 35.00% | 65.00% |
| American Express | 7,445.25 | $3,000.00 | $4,445.25 | 40.29% | 59.71% |
| American Express | 3,496.64 | $1,450.00 | $2,046.64 | 41.47% | 58.53% |
| Bank of America | 11,658.58 | $2,332.49 | $9,326.09 | 20.01% | 79.99% |
| Bank of America | 8,012.56 | $2,403.00 | $5,609.56 | 29.99% | 70.01% |
| Bank of America | 886.58 | $350.00 | $536.58 | 39.48% | 60.52% |
| Barclays Bank | 3,001.58 | $1,350.71 | $1,650.87 | 45.00% | 55.00% |
| Capital One Bank | 3,865.55 | $1,932.77 | $1,932.78 | 50.00% | 50.00% |
| Capital One Bank | 6,162.91 | $2,530.00 | $3,632.91 | 41.05% | 58.95% |
| Chase2 | 6,648.41 | $1,995.00 | $4,653.41 | 30.01% | 69.99% |
| Chase3 | 1,517.29 | $759.00 | $758.29 | 50.02% | 49.98% |
| Chase Bank USA | 2,022.77 | $606.83 | $1,415.94 | 30.00% | 70.00% |
| Chase Bank USA | 8,659.30 | $1,300.00 | $7,359.30 | 15.01% | 84.99% |
| Chase Bank USA | 16,828.66 | $7,000.00 | $9,828.66 | 41.60% | 58.40% |
| Chase Bank USA | 3,912.74 | $1,700.00 | $2,212.74 | 43.45% | 56.55% |
| Citibank (South Dakota) | 13,621.78 | $3,405.00 | $10,216.78 | 25.00% | 75.00% |
| Citibank (South Dakota) | 8,507.64 | $4,254.00 | $4,253.64 | 50.00% | 50.00% |
| Citibank (South Dakota) | 5,527.62 | $2,763.81 | $2,763.81 | 50.00% | 50.00% |
| Discover1 | 16,096.43 | $9,657.85 | $6,438.58 | 60.00% | 40.00% |
| Discover2 | 7,141.75 | $3,570.88 | $3,570.87 | 50.00% | 50.00% |
| Discover3 | 2,316.76 | $926.00 | $1,390.76 | 39.97% | 60.03% |
| FIA Card Services, N.A. | 15,539.00 | $3,100.00 | $12,439.00 | 19.95% | 80.05% |
| First Nat'l. Bank of Omaha | 10,392.57 | $3,100.00 | $7,292.57 | 29.83% | 70.17% |
| HSBC | 16,392.25 | $6,557.00 | $9,835.25 | 40.00% | 60.00% |
| HSBC | 6,628.35 | $2,000.00 | $4,628.35 | 30.17% | 69.83% |
| HSBC | 2,992.49 | $1,400.00 | $1,592.49 | 46.78% | 53.22% |
| Target Nat'l. Bank1 | 1,770.95 | $886.00 | $884.95 | 50.03% | 49.97% |
| Target Nat'l. Bank2 | 6,421.52 | $3,210.76 | $3,210.76 | 50.00% | 50.00% |
| Target Nat'l. Bank3 | 2,966.66 | $1,186.66 | $1,780.00 | 40.00% | 60.00% |
| Target Nat'l. Bank4 | 3,045.35 | $1,400.00 | $1,645.35 | 45.97% | 54.03% |
| Target Visa | 2,240.62 | $1,120.32 | $1,120.30 | 50.00% | 50.00% |
| Wells Fargo | 1,485.05 | $639.00 | $846.05 | 43.03% | 56.97% |
| Wells Fargo | 9,657.31 | $2,800.00 | $6,857.31 | 28.99% | 71.01% |
| Wells Fargo | 4,701.71 | $1,880.68 | $2,821.03 | 40.00% | 60.00% |
| JUNE 2010 SETTLEMENT OFFERS | |||||
| Creditor | Balance | Settlement Amount | Amount Saved | Settlement Percent | Percent Saved |
| American Express | $2,036.17 | $875.00 | $1,161.17 | 43% | 57% |
| American Express | $1,145.56 | $500.00 | $645.56 | 44% | 56% |
| Atlantic Credit | $3,389.93 | $1,700.00 | $1,689.93 | 50% | 50% |
| Bank of America | $7,698.53 | $2,695.00 | $5,003.53 | 35% | 65% |
| Bank of America | $45,477.03 | $15,000.00 | $30,477.03 | 33% | 67% |
| Bank of America | $3,569.98 | $1,071.00 | $2,498.98 | 30% | 70% |
| Barclays Bank | $1,151.18 | $350.00 | $801.18 | 30% | 70% |
| Barclays Bank Delaware | $1,221.52 | $427.00 | $794.52 | 35% | 65% |
| Capital One | $18,583.51 | $8,000.00 | $10,583.51 | 43% | 57% |
| Capital One | $1,077.26 | $484.76 | $592.50 | 45% | 55% |
| Capital One | $6,947.13 | $4,000.00 | $2,947.13 | 58% | 42% |
| Chase | $19,025.90 | $6,660.00 | $12,365.90 | 35% | 65% |
| Chase | $3,393.51 | $1.188.00 | $2,205.51 | 35% | 65% |
| Chase Bank USA | $7,017.36 | $2,100.00 | $4,917.36 | 30% | 70% |
| Citibank | $3,509.38 | $1,579.22 | $1,930.16 | 45% | 55% |
| Citi Financial | $3,568.57 | $1,070.57 | $2,498.00 | 30% | 70% |
| Dept Stores National Bank | $8,023.96 | $4,011.98 | $4,011.98 | 50% | 50% |
| Discover | $9,687.39 | $5,828.00 | $3,859.39 | 60% | 40% |
| Discover | $6,612.23 | $3,611.98 | $3,000.25 | 55% | 45% |
| First Nat'l. Bank Omaha | $2,738.38 | $800.00 | $1,938.38 | 29% | 71% |
| First Nat'l. Bank Omaha | $6,521.44 | $4,000.00 | $2,521.44 | 61% | 39% |
| HSBC Bank | $4,671.72 | $2,488.00 | $2,183.72 | 53% | 47% |
| HSBC Bank | $9,848.74 | $3,700.00 | $6,148.74 | 38% | 62% |
| US Bank | $3,476.18 | $1,280.00 | $2,196.18 | 37% | 63% |
| US Bank | $2,416.66 | $483.33 | $1,933.33 | 20% | 80% |
| Wells Fargo | $3,834.58 | $1,604.65 | $2,229.93 | 42% | 58% |
| Wells Fargo | $8,500.54 | $3,399.00 | $5,101.54 | 40% | 60% |
| MAY 2010 SETTLEMENT OFFERS | |||||
| Creditor | Balance | Settlement Amount | Amount Saved | Settlement Percent | Percent Saved |
| Bonded Cleection Corp | $51,264.37 | $8,000.00 | $43,264.37 | 84.39% | 15.61% |
| Cabela's Club Visa | $2,064.88 | $826.00 | $1,238.88 | 60.00% | 40.00% |
| Capital One 1 | $1,421.72 | $700.00 | $721.72 | 50.76% | 49.24% |
| Capitol One 2 | $3,108.33 | $1,647.00 | $1,461.33 | 47.01% | 52.99% |
| Capital One 3 | $6,598.51 | $3,329.21 | $3,269.30 | 49.55% | 50.45% |
| Chase1 | $3,189.88 | $1,300.00 | $1,889.88 | 59.25% | 40.75% |
| Chase2 | $8,790.96 | $2,638.00 | $6,152.96 | 69.99% | 30.01% |
| Chase3 | $6,090.12 | $2,010.20 | $4,079.92 | 66.99% | 33.01% |
| Citibank | $23,707.04 | $14,224.22 | $9,482.82 | 40.00% | 60.00% |
| Citibank (South Dakota) NA | $4,003.71 | $2,001.86 | $2,001.85 | 50.00% | 50.00% |
| Discover1 | $5,186.19 | $2,074.48 | $3,111.71 | 60.00% | 40.00% |
| Discover2 | $4,445.79 | $900.00 | $3,545.79 | 79.76% | 20.24% |
| FAMS | $7,443.36 | $4,600.00 | $2,843.36 | 38.20% | 61.80% |
| First Nat'l. Bank Of Omaha | $6,258.84 | $2,816.48 | $3,442.36 | 55.00% | 45.00% |
| HSBC | $11,475.84 | $6,311.71 | $5,164.13 | 45.00% | 55.00% |
| JP Morgan | $5,983.66 | $1,835.98 | $4,147.68 | 69.32% | 30.68% |
| Portfolio Asset Corp. | $529.69 | $264.85 | $264.84 | 50.00% | 50.00% |
| SST/CIGPF I Corp. | $3,733.59 | $1,300.00 | $2,433.59 | 65.18% | 34.82% |
| Wells Fargo | $1,509.06 | $750.00 | $759.06 | 50.30% | 49.70% |
| Wells Fargo | $2,602.36 | $1,100.00 | $1,502.36 | 57.73% | 42.27% |
| APRIL 2010 SETTLEMENT OFFERS | |||||
| Creditor | Balance | Settlement Amount | Amount Saved | Settlement Percent | Percent Saved |
| American Express | $2,036.17 | $875.00 | $1,161.17 | 43% | 57% |
| American Express | $1,145.56 | $500.00 | $645.56 | 44% | 56% |
| Atlantic Credit | $3,389.93 | $1,700.00 | $1,689.93 | 50% | 50% |
| Bank of America | $7,698.53 | $2,695.00 | $5,003.53 | 35% | 65% |
| Bank of America | $45,477.03 | $15,000.00 | $30,477.03 | 33% | 67% |
| Bank of America | $3,569.98 | $1,071.00 | $2,498.98 | 30% | 70% |
| Barclays Bank | $1,151.18 | $350.00 | $801.18 | 30% | 70% |
| Barclays Bank Delaware | $1,221.52 | $427.00 | $794.52 | 35% | 65% |
| Capital One | $18,583.51 | $8,000.00 | $10,583.51 | 43% | 57% |
| Capital One | $1,077.26 | $484.76 | $592.50 | 45% | 55% |
| Capital One | $6,947.13 | $4,000.00 | $2,947.13 | 58% | 42% |
| Chase | $19,025.90 | $6,660.00 | $12,365.90 | 35% | 65% |
| Chase | $3,393.51 | $1.188.00 | $2,205.51 | 35% | 65% |
| Chase Bank USA | $7,017.36 | $2,100.00 | $4,917.36 | 30% | 70% |
| Citibank | $3,509.38 | $1,579.22 | $1,930.16 | 45% | 55% |
| Citi Financial | $3,568.57 | $1,070.57 | $2,498.00 | 30% | 70% |
| Dept Stores National Bank | $8,023.96 | $4,011.98 | $4,011.98 | 50% | 50% |
| Discover | $9,687.39 | $5,828.00 | $3,859.39 | 60% | 40% |
| Discover | $6,612.23 | $3,611.98 | $3,000.25 | 55% | 45% |
| First Nat'l. Bank Omaha | $2,738.38 | $800.00 | $1,938.38 | 29% | 71% |
| First Nat'l. Bank Omaha | $6,521.44 | $4,000.00 | $2,521.44 | 61% | 39% |
| HSBC Bank | $4,671.72 | $2,488.00 | $2,183.72 | 53% | 47% |
| HSBC Bank | $9,848.74 | $3,700.00 | $6,148.74 | 38% | 62% |
| US Bank | $3,476.18 | $1,280.00 | $2,196.18 | 37% | 63% |
| US Bank | $2,416.66 | $483.33 | $1,933.33 | 20% | 80% |
| Wells Fargo | $3,834.58 | $1,604.65 | $2,229.93 | 42% | 58% |
| Wells Fargo | $8,500.54 | $3,399.00 | $5,101.54 | 40% | 60% |
| MARCH 2010 SETTLEMENT OFFERS | |||||
| Creditor | Balance | Settlement Amount | Amount Saved | Settlement Percent | Percent Saved |
| American Express | $20,202.65 | $10,930.00 | $9,272.65 | 54% | 46% |
| American Express | $17,255.80 | $5,176.74 | $12,079.06 | 30% | 70% |
| American Express | $8,046.98 | $2,850.00 | $5,196.98 | 35% | 65% |
| American Express | $7,266.39 | $2,500.00 | $4,766.39 | 34% | 66% |
| American Express | $2,545.86 | $900.00 | $1,645.86 | 35% | 65% |
| Bank Of America | $20,024.91 | $5,500.00 | $14,524.91 | 27% | 73% |
| Bank Of Omaha | $24,376.66 | $7,000.00 | $17,376.66 | 29% | 71% |
| Bill Me Later | $1,221.33 | $610.67 | $610.66 | 50% | 50% |
| Capital One | $1,563.58 | $625.43 | $938.15 | 40% | 60% |
| Chase | $7,659.09 | $2,000.00 | $5,659.09 | 26% | 74% |
| Chase | $14,409.58 | $5,044.00 | $9,365.58 | 35% | 65% |
| Chase | $4,500.44 | $1,620.20 | $2,880.24 | 36% | 64% |
| Chase | $11,271.77 | $3,300.00 | $7,971.77 | 29% | 71% |
| Citibank | $3,049.47 | $1,067.31 | $1,982.16 | 35% | 65% |
| Citibank | $2,981.10 | $1,500.00 | $1,481.10 | 50% | 50% |
| Citibank | $1,908.38 | $800.00 | $1,108.38 | 42% | 58% |
| EAF | $6,245.29 | $1,400.00 | $4,845.29 | 22% | 78% |
| FIA | $34,395.69 | $6,880.00 | $27,515.69 | 20% | 80% |
| FIA | $11,452.76 | $4,600.00 | $6,852.76 | 40% | 60% |
| FIA | $4,174.01 | $1,275.00 | $2,899.01 | 31% | 69% |
| GE Money | $1,781.87 | $715.00 | $1,066.87 | 40% | 60% |
| GE Money | $1,603.15 | $500.00 | $1,103.15 | 31% | 69% |
| GE Money | $7,827.90 | $2,500.00 | $5,327.90 | 32% | 68% |
| HSBC | $1,274.27 | $500.00 | $774.27 | 39% | 61% |
| PNC Bank | $4,212.55 | $1,500.00 | $2,712.55 | 36% | 64% |
| PNC Bank | $17,648.45 | $3,529.69 | $14,118.76 | 20% | 80% |
| US Bank | $10,537.08 | $3,161.12 | $7,375.96 | 30% | 70% |
| US Bank | $4,443.01 | $1,555.05 | $2,887.96 | 35% | 65% |
| FEBRUARY 2010 SETTLEMENT OFFERS | |||||
| Creditor | Balance | Settlement Amount | Amount Saved | Settlement Percent | Percent Saved |
| Bank Of America | $42,492.00 | $10,623.00 | $31,869.00 | 25% | 75% |
| Bank Of America | $40,616.52 | $12,185.00 | $28,431.52 | 30% | 70% |
| Bank Of America | $23,074.63 | $6,000.00 | $17,074.63 | 26% | 74% |
| Bank Of America | $2,792.31 | $830.00 | $1,962.31 | 30% | 70% |
| Brachfeld Law | $3,769.49 | $1,370.00 | $2,399.49 | 36% | 64% |
| Chase | $6,606.71 | $2,640.00 | $3,966.71 | 40% | 60% |
| Chase | $6,791.34 | $2,037.00 | $4,754.34 | 30% | 70% |
| Chase | $9,320.68 | $3,000.00 | $6,320.68 | 32% | 68% |
| Citibank | $1,657.08 | $600.00 | $1,057.08 | 36% | 64% |
| GE Money | $6,319.03 | $1,500.00 | $4,819.03 | 24% | 76% |
| HSBC | $17,009.07 | $8,504.54 | $8,504.53 | 50% | 50% |
| InfiBank | $17,768.47 | $4,000.00 | $13,768.47 | 23% | 77% |
| PNC Bank | $16,012.01 | $4,000.00 | $12,012.01 | 25% | 75% |
| JANUARY 2010 SETTLEMENT OFFERS | |||||
| Creditor | Balance | Settlement Amount | Amount Saved | Settlement Percent | Percent Saved |
| American General FS | $10,725.10 | $4,288.00 | $6,437.10 | 40% | 60% |
| American Express | $6,875.63 | $2,000.00 | $4,875.63 | 29% | 71% |
| American Express | $519.52 | $259.00 | $260.52 | 50% | 50% |
| American Express | $9,039.28 | $3,163.74 | $5,875.54 | 35% | 65% |
| American Express | $14,072.10 | $6,000.00 | $8,072.10 | 43% | 57% |
| American Express | $22,298.20 | $12,933.00 | $9,365.20 | 58% | 42% |
| Bank Of America | $3,523.08 | $916.00 | $2,607.08 | 26% | 74% |
| Bank Of America | $6,320.00 | $1,580.00 | $4,740.00 | 25% | 75% |
| Bank Of America | $28,416.14 | $3,125.78 | $25,290.36 | 11% | 89% |
| Bank Of America | $7,605.19 | $2,282.00 | $5,323.19 | 30% | 70% |
| Bank Of America | $7,211.47 | $2,164.00 | $5,047.47 | 30% | 70% |
| Bank Of America | $6,363.80 | $1,909.14 | $4,454.66 | 30% | 70% |
| Bank Of America | $27,984.40 | $5,604.00 | $22,380.40 | 20% | 80% |
| Bank Of America | $29,033.44 | $7,500.00 | $21,533.44 | 26% | 74% |
| Cach | $23,186.46 | $3,800.00 | $19,386.46 | 16% | 84% |
| Capital One | $1,156.91 | $450.00 | $706.91 | 39% | 61% |
| Chase | $27,913.54 | $5,582.71 | $22,330.83 | 20% | 80% |
| Chase | $6,512.05 | $1,303.00 | $5,209.05 | 20% | 80% |
| Chase | $33,930.11 | $10,000.00 | $23,930.11 | 29% | 71% |
| Chase | $1,937.18 | $774.87 | $1,162.31 | 40% | 60% |
| Chase | $3,039.29 | $1,063.75 | $1,975.54 | 35% | 65% |
| Citibank | $9,978.06 | $3,992.00 | $5,986.06 | 40% | 60% |
| Discover | $6,060.50 | $2,121.00 | $3,939.50 | 35% | 65% |
| Discover | $15,236.51 | $7,520.00 | $7,716.51 | 49% | 51% |
| Discover | $8,394.46 | $4,198.00 | $4,196.46 | 50% | 50% |
| Elan | $6,197.93 | $919.00 | $5,278.93 | 15% | 85% |
| Juniper Mastercard | $13,002.57 | $4,551.00 | $8,451.57 | 35% | 65% |
| US Bank | $7,301.87 | $730.19 | $6,571.68 | 10% | 90% |
| US Bank | $5,564.02 | $1,112.80 | $4,451.22 | 20% | 80% |
| Wells Fargo | $1,288.59 | $592.75 | $695.84 | 46% | 54% |
| Wells Fargo | $1,197.33 | $599.00 | $598.33 | 50% | 50% |
| Wells Fargo | $15,336.17 | $7,668.09 | $7,668.08 | 50% | 50% |
| DECEMBER 2009 SETTLEMENT OFFERS | |||||
| Creditor | Balance | Settlement Amount | Amount Saved | Settlement Percent | Percent Saved |
| American Express | $11,972.62 | $3,691.00 | $8,281.62 | 31% | 69% |
| American Express | $11,227.13 | $6,736.28 | $4,490.85 | 60% | 40% |
| Bank Of America | $27,504.91 | $2,800.00 | $24,704.91 | 10% | 90% |
| Capital One | $6,363.00 | $941.00 | $5,422.00 | 15% | 85% |
| Elan | $12,051.94 | $1,700.00 | $10,351.94 | 14% | 86% |
| OCTOBER 2009 SETTLEMENT OFFERS | |||||
| Creditor | Balance | Settlement Amount | Amount Saved | Settlement Percent | Percent Saved |
| American Express | $18,486.41 | $11,091.00 | $7,395.41 | 60% | 40% |
| Bank Of America | $9,504.97 | $3,300.00 | $6,207.97 | 35% | 65% |
| Bank Of America | $4,622.17 | $1,200.00 | $3,422.17 | 26% | 74% |
| Bank Of America | $16,046.83 | $8,100.00 | $7,946.83 | 50% | 50% |
| Bank Of America | $8,689.16 | $4,345.00 | $4,344.16 | 50% | 50% |
| Capital One | $5,160.52 | $2,580.26 | $2,580.26 | 50% | 50% |
| Capital One | $25,974.26 | $15,500.00 | $10,474.26 | 60% | 40% |
| Chase | $49,638.04 | $9,000.00 | $40,638.04 | 18% | 82% |
| Chase | $4,466.56 | $1,563.30 | $2,903.26 | 35% | 65% |
| Chase | $5,495.41 | $2,198.00 | $3,297.41 | 40% | 60% |
| Chase | $11,821.29 | $5,320.00 | $6,501.29 | 45% | 55% |
| Chase | $6,797.73 | $2,650.00 | $4,147.73 | 39% | 61% |
| Chase | $6,198.84 | $1,240.00 | $4,958.84 | 20% | 80% |
| Chase | $4,192.27 | $3,145.00 | $1,047.27 | 75% | 25% |
| Citibank | $10,708.00 | $3,801.00 | $6,907.00 | 35% | 65% |
| Citibank | $3,871.39 | $1,938.00 | $1,933.39 | 50% | 50% |
| Citibank | $4,510.93 | $2,256.00 | $2,254.93 | 50% | 50% |
| Discover | $2,085.02 | $950.00 | $1,135.02 | 46% | 54% |
| Elan | $15,941.76 | $6,000.00 | $9,941.76 | 38% | 62% |
| GE Money | $1,532.90 | $690.00 | $842.90 | 45% | 55% |
| GE Money | $1,586.49 | $640.00 | $946.49 | 40% | 60% |
| HSBC | $3,690.94 | $1,476.38 | $2,214.56 | 40% | 60% |
| HSBC | $4,853.48 | $2,426.74 | $2,426.74 | 50% | 50% |
| JCPenney | $912.86 | $456.43 | $456.43 | 50% | 50% |
| JCrew | $1,442.13 | $832.34 | $609.79 | 58% | 42% |
| Lowes | $1,979.46 | $891.00 | $1,088.46 | 45% | 55% |
| Target National | $11,880.59 | $5,940.30 | $5,940.29 | 50% | 50% |
| US Bank | $1,251.83 | $440.00 | $811.83 | 35% | 65% |
| Victoria's Secret | $917.64 | $524.92 | $392.72 | 57% | 43% |
| Wells Fargo | $4,588.47 | $2,294.24 | $2,294.23 | 50% | 50% |
| Wells Fargo | $1,430.50 | $600.00 | $830.50 | 42% | 58% |
| SEPTEMBER 2009 SETTLEMENT OFFERS | |||||
| Creditor | Balance | Settlement Amount | Amount Saved | Settlement Percent | Percent Saved |
| American Express | $14,507.08 | $2,900.00 | $11,607.08 | 20% | 80% |
| American Express | $3,734.95 | $2,615.00 | $1,119.95 | 70% | 30% |
| American Express | $15,366.58 | $9,222.00 | $6,144.58 | 60% | 40% |
| Bank Of America | $12,663.08 | $3,800.00 | $8,863.08 | 30% | 70% |
| Bank Of America | $4,251.91 | $1,300.00 | $2,951.91 | 31% | 69% |
| Bank Of America | $4,803.45 | $1,681.21 | $3,122.24 | 35% | 65% |
| Barclays Bank | $5,517.49 | $1,300.00 | $4,217.49 | 24% | 76% |
| Barclays Bank | $2,717.97 | $900.00 | $1,817.97 | 33% | 67% |
| Brachfeld Law | $6,747.55 | $3,373.77 | $3,373.78 | 50% | 50% |
| Capital One | $2,879.76 | $1,152.00 | $1,727.76 | 40% | 60% |
| Chase | $19,582.55 | $9,000.00 | $10,582.55 | 46% | 54% |
| Chase | $13,851.94 | $5,300.00 | $8,551.94 | 38% | 62% |
| Chase | $12,976.69 | $3,894.00 | $9,082.69 | 30% | 70% |
| Chase | $6,517.94 | $977.69 | $5,540.25 | 15% | 85% |
| Chase | $4,828.63 | $1,600.00 | $3,228.63 | 33% | 67% |
| Citibank | $3,582.85 | $2,500.00 | $1,082.85 | 70% | 30% |
| Citibank | $6,841.41 | $3,762.78 | $3,078.63 | 55% | 45% |
| Discover | $4,947.09 | $1,979.00 | $2,968.09 | 40% | 60% |
| Discover | $4,947.09 | $1,979.00 | $2,968.09 | 40% | 60% |
| FIA | $12,889.08 | $3,867.00 | $9,022.08 | 30% | 70% |
| FIA | $45,670.78 | $13,700.00 | $31,970.78 | 30% | 70% |
| FIA | $20,093.97 | $7,100.00 | $12,993.97 | 35% | 65% |
| FIA | $25,257.07 | $7,600.00 | $17,657.07 | 30% | 70% |
| FIA | $12,889.08 | $3,867.00 | $9,022.08 | 30% | 70% |
| FIA | $2,696.45 | $1,000.00 | $1,696.45 | 37% | 63% |
| HSBC | $5,085.79 | $2,034.32 | $3,051.47 | 40% | 60% |
| HSBC | $2,044.32 | $720.00 | $1,324.32 | 35% | 65% |
| HSBC | $1,485.95 | $500.00 | $985.95 | 34% | 66% |
| HSBC | $2,514.74 | $1,383.66 | $1,131.08 | 55% | 45% |
| Juniper Mastercard | $7,520.00 | $1,880.00 | $5,640.00 | 25% | 75% |
| Portfolio Asset | $884.31 | $442.16 | $442.15 | 50% | 50% |
| Target National | $1,264.57 | $632.29 | $632.28 | 50% | 50% |
| US Bank | $4,833.25 | $1,000.00 | $3,833.25 | 21% | 79% |
| USAir Mastercard | $22,120.00 | $5,530.00 | $16,590.00 | 25% | 75% |
| Wells Fargo | $11,013.61 | $5,506.81 | $5,506.80 | 50% | 50% |
| PAST SETTLEMENT OFFERS | |||||
| Creditor | Balance | Settlement Amount | Amount Saved | Settlement Percent | Percent Saved |
| Bank Of America | $7,059.44 | $1,775.00 | $5,284.44 | 25% | 75% |
| FIA | $8,306.00 | $4,984.00 | $3,322.00 | 60% | 40% |
